Sunday, June 12, 2005

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Saturday, June 11, 2005

Are You Really A Twenty First Century Investor?

Are You Really A Twenty First Century Investor?
by: Steven Battle

Real Estate Investors that educate themselves about CURRENT MARKET TRENDS will reap huge returns NOW!!! Information concerning NEW TRENDS in financial resources will open new and more profitable real estate opportunities for your business.

Today’s residential real estate market for investors has become very competitive in most major markets. The vast majority of real estate investing seminars and clubs are encouraging you to search out desperate home owners or distressed properties to be rehabbed.

Not to mention the fact that today’s disillusioned stock investors have now realized that residential real estate investing offers better returns, with less capital risks. As you seek to identify your lucrative real estate opportunities, have you noticed that the good deals are getting harder to find? I am not here to discourage you from investing in real estate, but would like to share real estate investment opportunities and information with you…..opportunities that only a few people are aware of and regularly participate in. That’s right; I am referring to a niche investment market that has VERY LITTLE competition. This unique information is currently setting new trends within the commercial real estate investment community!

I know you are ready for me to tell you about this quiet niche investment market, so I will...... it is….……. ………..Commercial Real Estate. There are HUNDREDS, maybe THOUSANDS of niche market investment opportunities within Commercial Real Estate. And by the way........ the main reason why so few investors go after commercial real estate, and that might include yourself, is that you're not convinced that you would qualify for commercial financing ! ! Most investors are lead to believe that a 20% down payment is required to start the process for purchasing commercial properties. WELL, THIS IS NOT TRUE!

Let’s do the math now…… financing a property that cost $5 Million dollars with 20% down would require you to put down $1,000,000 and you would still have to add in legal fees and closing costs. Yes, I know that only a few investors or even investment groups are able to meet these down payment requirements. Your first mistake as an investor would be to go to your local bank to seek financing, or worse, go to private or hard money lenders. First, remember the banks are regulated by the federal government and they are required to underwrite conforming loans and second, bank loans tend to be very structured and are generally inflexible to your project needs. In most cases, THESE LOANS will require a 20% DOWN PAYMENT OR MORE! The only benefit of using private or hard money lenders is when" NO OTHER FINANCING OPTIONS EXIST FOR YOU!"

FINANCING is the key ingredient to identifying lucrative real estate investment opportunities, yet, so few people truly understand the power of knowing WHERE to find the right financing and HOW to get it! WHAT IF you had several lenders, today, that would only require you have 2 to 3% down payments (on certain qualified projects)… WOULD THIS BE OF INTEREST TO YOU? A $5,000,000 loan with 2- 3% down payment equates to putting down $100,000 to $150,000. As an individual investor, this down payment would still be pretty steep for you however, today, many residential investors are already joining and forming Investment clubs to increase and enhance their purchasing power. TO ALL residential real estate investors....... the REAL MESSAGE here is that you are closer to buying commercial real estate than you think! This example should make it clear to you that finding the right financing is the FIRST step and the key ingredient to your real estate investing…….. however, there is a PROBLEM.

The problem is that as an investor, you have been trained to shop for properties FIRST, and almost never for financing. Finding the right financing FIRST will save you and make you more money over time, than you purchasing the undervalued properties and selling them later at or above market prices. I will repeat this….. MOST REAL ESTATE INVESTORS DO NOT UNDERSTAND THE IMPORTANCE OF FINANCING within the investment equation. The ability to save on the amount of the interest rate you are being charged…. month after month….. year after year… 2 or 3 % or more is huge. You may also find out what I already know….. . by securing the financing first…..THIS OPENS UP NEW INVESTMENT OPPORTUNITIES!

Let’s review some of the BENEFITS that come with purchasing Commercial Real Estate:


Unlike residential real estate, commercial real estate’s only purpose is to make money for its investors. If there was a 7% cap rate on the $5,000,000 sample property, it would cash flow $350,000 annually.

Do you think you would enjoy having professional tenants with long term leases?

Would it excite you if your investment projects qualify for Non recourse financing?

You can totally eliminate the process of rehabbing properties.

How about this…… YOU no longer have to chase tenants down to collect rent.

You no longer have to pay penalties to lenders for not being in owner occupied properties.

Expand your investment search throughout all 50 states.

Last and probably the MOST BENEFICIAL of all of the perks….You can qualify to purchase these properties using your commercial tenant's credit rating, business cash flow and their long-term rental leases!
In an era where information rules, the small to medium sized real estate investor can NOW be a "Front Runner" AND a major player within the commercial real estate market!, says Steven Battle

We are searching for like -minded real estate investors and investment clubs that would like to join a Commercial Real Estate Investor Forum. We welcome that you come and ask your commercial financing questions and share your investment experiences with the group. Go to www.amoneybroker.com/ and click on "Join Our Investor Forum."

About The Author


Steven Battle, Commercial Financing Specialist with Amoneybroker.com, has over twenty years of experience in financing, property management, real estate investing, and direct sales.

www.amoneybroker.com/

Copyright © 2005 AMONEYBROKER.COM - All Rights Reserved


Saturday, June 04, 2005

Money Plans - FREE tickets to: WEALTH BUILDING / REAL ESTATE INVESTING EDUCATIONAL EVENT : onlypunjab.com Team.-

Money Plans - FREE tickets to: WEALTH BUILDING / REAL ESTATE INVESTING EDUCATIONAL EVENT : onlypunjab.com Team.-: "Guest Speakers:
MIKE LITMAN - Motivational/Inspirational Speaker
His interviews have started an international phenomenon in the #1 best-selling book Conversations with Millionaires -- 'Mike Litman is a modern day Napoleon Hill' � Networking Times Magazine.

WENDY PATTON - Real Estate Speaker
Wendy is widely recognized as one of the most inspiring speakers on 'Little or No Money Down' real estate investing. Her real estate savvy and great depth of experience and knowledge has helped her in orchestrati"

LISA KAZ - Real Estate Speaker
Lisa is considered one of the nation's leading wealth building strategists. As a seasoned and active investor in multi-family and commercial property around the United States, Lisa Kaz became highly sought after to teach her cutting-edge investment strategies by individuals and organizations around the world including the peak performance guru Tony Robbins.

RICHARD DESICH - Building Wealth with Self Directed IRAs
Richard Desich is President of Mid Ohio Securities and the Chairman of the Board of Equity Trust Company, one of the nation's leading self-directed IRA custodians, and has been involved in the securities industry for over 35 years.

Richard has spoken to thousands of investors throughout the country on using your self directed IRA to invest in Real Estate, Notes, and Mortgages. In addition he has published numerous articles on the topic and has helped countless investors create a retirement plan for themselves and their families.

DWAN BENT-TWYFORD - Real Estate Speaker
President of Financial Freedom Through Foreclosures, Inc. Dwan is sought after to speak at many real estate meetings throughout the United States.

Dwan has been teaching new investors the foreclosure business for almost a decade. She has over 16 years experience in this exciting industry. She teaches you step-by-step all the trade secrets and shows you just how easy the foreclosure business can be.

Her technique for the approach, negotiation and end result of a successful and money making short sale, has been proven time and time again by her students' success.

THOMAS M. WHEELWRIGHT, Partner DKAdvisors - Legal Tax Loopholes / Tax Strategies Speaker (DKAdvisors - Diane Kennedy)

Tom has spent over 20 years consulting with sophisticated investors, business owners and manufacturing, real estate and high tech companies on a wide variety of tax and business issues. He has a wide variety of professional experience, ranging from service in the national tax office of a Big 4 accounting firm to service as the in-house tax advisor for a Fortune 500 company. He is a published author on partnership and corporation tax matters. For the past eight years, Tom has been an adjunct professor in the Masters of Tax program at Arizona State University. His primary responsibilities at DKAdvisors include devising innovative tax strategies for investors and closely held businesses, helping entrepreneurs expand from small business to big business, and delivering proactive and reactive federal and multi-state tax consulting and compliance services. Tom has his master’s degree in taxation from the University of Texas at Austin.

JJ CHILDERS - Asset Protection and Wealth Preservation Speaker
JJ is a licensed attorney specializing in the areas of asset protection, estate planning, and tax reduction. His unique background provides a fresh, no-nonsense look into the world of legal entities. Combining experience of working as a clerk in the State Legislature's House of Representatives, a private law firm, and growing up in the entrepreneurial field of real estate and development, he offers a unique approach to legal entities which is needed in today's litigious society. He currently spends time speaking with groups throughout the country on the importance of preserving wealth and protecting assets through innovative entity structuring.

BILL TYFORD - NLP Speaker
Bill started off as a realtor and rapidly rose to become a top performer in his office. He then began investing and moved into the foreclosure arena after he met his wife Dwan at a real estate seminar!

Bill discovered that the power of his words is the key to deal making success. NLP (Neuro-Linguistic Programming) is the science of the effect your words have on other people. With his mastery of NLP, Bill has become a prospecting and closing machine, and just listening to him is a delightful and awesome experience.

Bill will be revealing the art of becoming a Superstar Investor and a Deal Closer with simple to use day to day language.

Friday, June 03, 2005

MSN Money - The real risks of investing in real estate

MSN Money - The real risks of investing in real estate

For Derrik Dyka, the biggest obstacle to successful real estate investing isn’t a meltdown in property values or tenants who wreck an apartment or don’t pay their rent.

"It’s overconfidence," says Dyka, a 34-year-old Minneapolis investor who turns old apartments into new condominiums. If you’re expecting to cash in on the 21st century’s first gold rush without breaking a sweat, it would be wise to take Dyka’s words to heart. The margin of error for making money in real estate is closing fast.

It’s not surprising that real estate tempts so many Americans today. Over the past five years, home prices have soared and rags-to-riches tales abound. But so much real estate has become so expensive that Real Estate Research Corp. in Chicago reports that many real estate pros say now is a better time to sell than buy. As San Diego real estate investor Chuck Wise observes about the area where he operates, today’s buyers are like "lambs being shorn."